Coverage & Roadmap

More than 80 risk domains across seven categories.

The engine watches the full surface that moves insurance liabilities and fiduciary portfolios. Reserve validation is live today. The wider map is the roadmap, labeled honestly.

The Coverage Map

One signal layer. Six domain families.

A live layer of market and litigation signals feeds the domain families that move reserves and portfolios. The same verdict index that lifts a casualty load also reprices umbrella and commercial auto. Coverage is mapped at the signal level, so one feed touches every line it should.

// LIVE SIGNAL LAYER

Signal topics, scored continuously

The always-on topics behind the World Risk Map. Each is tracked against live public feeds, scored for truth and lead time, and routed into the domain families below. This is the layer that turns a court docket or a rate move into a reserve signal before the quarter closes.

Legal / Litigation Macro / Rate Credit / Default ESG / Climate Regulatory Financial / Market Health / Medical
01 // P&C & ACTUARIAL · LIVE

Property & casualty

The live core. Reserve validation, IBNR, and capital adequacy run here today across the long-tail lines that drive impairments.

  • General liability & commercial lines
  • Professional lines / E&O / D&O
  • Medical malpractice
  • Workers compensation
  • Commercial auto & fleet
  • Property, cat & NatCat
  • Construction, umbrella & excess
02 // LIFE, HEALTH & RETIREMENT

Life & longevity

Mortality, morbidity, and medical-cost trends for life, health, and retirement reserves, on the same provenance discipline.

  • Mortality & longevity
  • Morbidity & disability
  • Medical cost trends
  • Pandemic surveillance
  • Behavioral health
  • Long-term care
  • Retirement income & annuity
03 // MACRO & MARKETS

Macro & financial markets

The market drivers already feed the engine live. Rates, inflation, and credit move reserves and capital in real time.

  • Interest rate & yield curve
  • Inflation, all indices
  • Equity & volatility
  • Credit & default
  • Foreign exchange
  • Commodities
  • Real estate markets
04 // FUND MANAGER · PHASE 2

Portfolio intelligence

Risk-adjusted scoring, stress, and reallocation across the sleeves that insurance balance sheets and funds actually hold.

  • Private equity & venture
  • Hedge funds
  • Investment-grade fixed income
  • High-yield & distressed
  • Emerging markets
  • Infrastructure & real assets
  • Structured products
05 // ADVISOR & WEALTH · PHASE 3

Advisor & wealth

Suitability, longevity, and concentrated-position reads for advisors and wealth managers, built on the same engine.

  • Asset allocation
  • Retirement & longevity risk
  • Tax & estate planning
  • Social Security optimization
  • Insurance needs analysis
  • Education & legacy funding
  • Behavioral finance
06 // SYSTEMIC & CROSS-CUTTING

Systemic & emerging

The correlated shocks that cut across every line. Several are live signals today; the rest are on the map.

  • Geopolitical risk
  • ESG & climate transition
  • Technology disruption & AI
  • Demographic & social trends
  • Regulatory change
  • Reputational risk
  • Labor markets

More than 80 risk domains across seven categories. Representative domains shown; the full registry framework is described on the platform registries page.

The Rollout

What is live, and what is on the roadmap.

We label honestly. Phase 1 stands up today on free public feeds at zero data cost. Phases 2 and 3 unlock as a licensed market-data tier comes online.

Phase 1 // Live

Carrier reserve & governance

Continuous reserve validation, IBNR with live social-inflation loading, NAIC IRIS monitoring, capital adequacy across regulatory and economic views, SOX/ICFR control tracking.

  • Social inflation & litigation signals
  • Natural catastrophe & severe weather
  • Cyber & technology risk
  • Workers comp & medical severity
  • Rates, inflation & market volatility
Phase 2 // Planned

Fund & portfolio intelligence

Portfolio risk scoring, return on risk-adjusted capital by sleeve, stress scenarios, and reallocation plans for fund managers and insurance investment portfolios.

  • Private equity & private credit risk
  • Fixed income & structured products
  • Licensed market data tier
  • Stress cases anchored to regulatory scenarios
Phase 3 // Future

Advisor & wealth surface

Suitability, longevity, and concentrated-position risk reads for financial advisors and wealth managers, built on the same provenance discipline.

  • Retirement & longevity analytics
  • Insurance needs analysis
  • Estate & education funding signals
What Coverage Means Here

Coverage isn't a feature list. It's what the engine watches.

A domain is covered when a live signal moves it, the math reprices, and the change is traceable to its source. Three principles separate that from a brochure.

// CORRELATED

One event, every line it touches

Coverage is modeled at the signal level, not the silo. One storm feed reaches property, marine, agriculture, and business interruption at once; one verdict index moves general liability, commercial auto, and umbrella together. The portfolio is seen the way the event will see it.

// ZERO DATA COST

Phase 1 runs on free public feeds

The live carrier surface stands up today on public sources such as FRED, USGS, NWS, and the RAND verdict data, at no data-licensing cost. The wider map unlocks as a licensed market-data tier comes online, so coverage scales with budget, not ahead of it.

// AUDITABLE

Every covered number traces to source

Freeze the feed and every figure pins to a snapshot. Provenance traces each number to the sheet and source behind it. Coverage your appointed actuary, auditor, and rating analyst can stand behind, not a black box.

Which phase covers your book?

Phase 1 stands up on free public feeds at zero data cost. Ask what that means for your timeline.

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